top of page

How to Maintain a Wealth Mindset in the Midst of Chaos

Updated: Apr 9


Woman with curly hair stands confidently against a dark background, wearing a black dress and silver necklace. Focused expression.

Imagine a life where your finances are aligned with your deepest values and your faith. 


You stop ignoring your finances, but instead wake up knowing exactly where your money is going and why. 


You’re no longer trapped in the cycle of stress, worry, or wondering if you’ll ever be able to retire early or achieve the financial fulfillment you desire. You confidently manage your resources, invest in your future, and generously give back while living a life of ease and abundance.


This isn’t just a dream; it’s entirely possible for you. 


Stepping into the abundant life God has prepared for you requires embracing the belief that money is no longer a source of stress but a tool to fulfill your purpose. 


The key to unlocking this reality lies in adopting a wealth mindset that empowers you to see yourself thriving, no matter where you start.


So let’s identify what’s holding you back and where you may need to shift toward financial confidence.



What’s Holding You Back From a Wealth Mindset?


Even when you’re successful, there may be old beliefs or financial habits that are quietly keeping you from experiencing the fullness of your financial potential. If you’ve ever:


  • Felt like you’re just getting by despite your high income


  • Worried that there’s never enough, even when God has already provided abundantly


  • Struggled with debt, lifestyle inflation, or an unclear financial plan


  • Hesitated to invest or make decisions because of fear of loss or failure


It’s okay. You’re not alone. Many women face these same challenges, but the good news is your mindset can change, and it can change today.


The first step is to stop operating from a lack mindset


Wooden letters spelling "MINDSET" on a grid notebook. Nearby are a pen, glasses, smartphone, and coffee cup on a wooden table.
Your mindset can change.

Signs You Might Be Operating from a Lack Mindset


A lack mindset might show up in your life in subtle ways.


Perhaps you avoid looking at your finances because it feels overwhelming, or you tell yourself things like, “Building real wealth isn’t for me.” Maybe you’re making financial decisions based on fear rather than faith, wisdom, or strategy.


If any of this sounds familiar, it’s a sign that you have an incredible opportunity to transform your thinking.


Romans 12:2 reminds us to “be transformed by the renewing of your mind.” 


When you begin shifting your financial thinking to reflect God’s abundant provision and your role as a wise steward, you’ll begin to see your reality change.



How Your Thoughts Shape Your Financial Future


The Bible also tells us in Proverbs 23:7, “As a man thinks in his heart, so is he.” Your thoughts have the power to shape your financial reality.


If you consistently think that money slips through your fingers despite your hard work, you’ll continue to experience that in your life. 


But when you align your thinking with God’s truth and believe that you are equipped with everything you need to manage and multiply His resources, you’ll begin to take actions that lead to financial freedom and confidence.


God has called you to steward your finances with wisdom, and as you renew your mind with biblical truths about provision, abundance, and stewardship, you’ll position yourself for breakthroughs in every area of your life. 


Your finances will no longer be a source of anxiety, but a tool for you to fulfill the calling He’s placed on your life.



5 Steps to Developing a Wealth Mindset


So if you’re ready to step into the financial confidence and abundance that God has in store for you, here are five empowering steps to develop a wealth mindset:

Scrabble tiles on a pink background spell "BELIEVE" and "PRAY" in two rows, conveying a hopeful and inspirational mood.
It all starts with belief.

  1. Believe in Yourself & Your Ability to Build Wealth 

    It all starts with belief. You are capable of creating the financial future you desire. Take a moment to envision where you are now and where you want to be. Write it down, and begin to believe that financial success is within your reach.


  2. Take Action & Make a Concrete Plan 

    Wealth doesn’t happen by accident. Get clear on your financial goals and develop a concrete plan to achieve them. When you have a clear roadmap, your mindset shifts from doubt to confidence, and you’ll feel empowered to take action.


  3. Surround Yourself with the Right People & Information 

    Your environment shapes your mindset. If you’re constantly surrounded by people with a scarcity mentality, it will be hard for you to embrace abundance. Seek out communities and mentors who think abundantly and invest in your financial education.


  4. Declare Wealth & Abundance Over Your Life 

    Your words have power. Declare God’s promises over your financial life with affirmations like, “I am a wise steward of my finances,” and “God provides me with opportunities to create wealth.” Let these declarations reshape how you see your financial future.


  5. Think Long-Term & Protect Your Financial Future 

    Building wealth is a long-term journey. Make decisions today that will set you up for financial fulfillment tomorrow. Whether it’s investing, saving, or creating multiple streams of income, think about your future and take steps to secure it.



Moving from Financial Frustration to Financial Fulfillment


It’s time to embrace a wealth mindset and stop letting fear, doubt, or overwhelm dictate your financial decisions. 


When you take these steps and align your money with your faith and long-term vision, you’ll experience the financial freedom that reflects your hard work and God-given potential.


Are you ready to take that first step toward your financial fulfillment? Download our free private podcast – The Steward Identity Experience — where we’ll help you align your money with your faith and unlock the abundant life you’ve been called to live.





Comments


bottom of page